Are you already in stress mode about gifts, budget, and ALL of the things swirling in your mind for Christmas?

If so, read more for some simple steps to preparing and planning for the season.

Summer is a GREAT time to teach your kids about money

Why?

You are spending more time with them, so more opportunity to share knowledge and model good money behavior.

If you are on a budget, that doesn’t mean you have to forgo any vacation or fun this summer.

And if you are on a budget, that doesn’t mean you take a $10,000 vacation and put it on your credit card either.

There IS a happy medium. Not all vacations have to be expensive. You just have to look for the hidden gems, be smart, and get creative.